Head of Credit Underwriting
CONFIDENTIAL - 1 positionIdeal Candidate
Education: completed higher education in Economics.
Experience: minimum 5–7 years of experience in financial analysis; coordination or senior reference roles
Digital Skills: Advanced Excel (e.g., complex formulas, Power Query/Power Pivot), PowerPoint, Word, Power BI knowledge is a plus
Languages: English – fluent, French – an advantage
Key Competencies: Prioritization and efficient deadline management, ability to make decisions in ambiguous situations, effective communication and negotiation skills, results‑oriented mindset, accuracy, autonomy, and attention to detail, planning and organizational abilities, strong analytical and synthesis skills
Domain Knowledge: solid understanding of credit risk principles, scoring/decisioning practices, and the use of external financial databases, relevant knowledge of compliance requirements (KYC/AML) and applicable local regulations
Experience: minimum 5–7 years of experience in financial analysis; coordination or senior reference roles
Digital Skills: Advanced Excel (e.g., complex formulas, Power Query/Power Pivot), PowerPoint, Word, Power BI knowledge is a plus
Languages: English – fluent, French – an advantage
Key Competencies: Prioritization and efficient deadline management, ability to make decisions in ambiguous situations, effective communication and negotiation skills, results‑oriented mindset, accuracy, autonomy, and attention to detail, planning and organizational abilities, strong analytical and synthesis skills
Domain Knowledge: solid understanding of credit risk principles, scoring/decisioning practices, and the use of external financial databases, relevant knowledge of compliance requirements (KYC/AML) and applicable local regulations
Job Description
Why this role deserves your attention?
You will lead the team that turns financial data into fast, accurate, and well‑founded financing decisions. Your work will shape the analytical methodologies we use, guide and develop people, strengthen risk frameworks, and raise the overall quality of the portfolio.
What you will drive?
Lead and develop the team: set clear objectives, offer continuous feedback, provide coaching, and ensure a balanced distribution of workloads.
Oversee the end‑to‑end credit evaluation process: from document verification and consultation of internal/external databases to issuing the financing opinion within delegated authority.
Enhance the credit risk framework: propose and refine structuring criteria, scoring/decisioning models, thresholds, and exceptions; participate in credit committees
Optimize processes and tools: define efficiency indicators (TAT, approval rate, decision quality), track productivity, and initiate automation or improvements in analytical applications.
Ensure compliance: verify document authenticity, monitor adherence to internal procedures and KYC/AML requirements, and ensure decisions are properly documented.
Promote transparency through reporting: prepare monthly reports on portfolio performance and trends, identify emerging risks, and recommend corrective actions.
What we offer?
A role with decision-making responsibility and direct influence on portfolio performance
A mature team, open to learning, collaboration, and continuous improvement
A competitive compensation package and a modern, flexible way of working (details provided during interviews)
You will lead the team that turns financial data into fast, accurate, and well‑founded financing decisions. Your work will shape the analytical methodologies we use, guide and develop people, strengthen risk frameworks, and raise the overall quality of the portfolio.
What you will drive?
Lead and develop the team: set clear objectives, offer continuous feedback, provide coaching, and ensure a balanced distribution of workloads.
Oversee the end‑to‑end credit evaluation process: from document verification and consultation of internal/external databases to issuing the financing opinion within delegated authority.
Enhance the credit risk framework: propose and refine structuring criteria, scoring/decisioning models, thresholds, and exceptions; participate in credit committees
Optimize processes and tools: define efficiency indicators (TAT, approval rate, decision quality), track productivity, and initiate automation or improvements in analytical applications.
Ensure compliance: verify document authenticity, monitor adherence to internal procedures and KYC/AML requirements, and ensure decisions are properly documented.
Promote transparency through reporting: prepare monthly reports on portfolio performance and trends, identify emerging risks, and recommend corrective actions.
What we offer?
A role with decision-making responsibility and direct influence on portfolio performance
A mature team, open to learning, collaboration, and continuous improvement
A competitive compensation package and a modern, flexible way of working (details provided during interviews)
CONFIDENTIAL
Company verified
The eJobs team has verified this company. Its declared activity and contact details are in accordance with the information shown here.
Similar jobs
