We are looking for a person who will be responsible for regulatory matters, compliance, and reporting within the credit risk function of a lending company.

We are seeking a candidate who combines knowledge of financial regulations with a practical understanding of lending processes and strong data analysis skills. We are looking for an independent professional who can translate regulatory requirements into concrete business solutions.

• Cooperate with supervisory and regulatory authorities on matters related to credit risk.

• Prepare reports, analyses, and documentation for regulatory authorities and internal stakeholders.

• Develop, update, and review policies, procedures, and internal regulations related to credit risk.

• Monitor regulatory changes and implement the resulting requirements.

• Analyze and monitor the compliance of lending processes, decision strategies, and creditworthiness assessment methods.

• Independently analyze data, perform data quality checks, and prepare reporting datasets.

• Cooperate with Risk, Data, IT, Legal, and Compliance teams to implement regulatory requirements.

• Minimum 3 years of experience in credit risk, compliance, or regulatory reporting within the financial sector.

• Very good knowledge of consumer credit regulations and credit risk management.

• Experience in preparing regulatory documentation, policies, procedures, or supervisory reports.

• Practical understanding of the lending process, creditworthiness assessment, scoring models, and decision strategies.

• Strong data analysis skills and good knowledge of Excel and SQL.

• Ability to interpret regulations and translate them into practical business solutions.

• Independence, analytical thinking, attention to detail, and good communication skills.

• English proficiency at a minimum B2 level.

• Experience cooperating with supervisory authorities and participating in regulatory inspections or audits.

• Knowledge of the non-bank lending sector and automated lending processes.

• Experience with external data sources used in credit risk assessment.

• Knowledge of Python, Power BI, or other analytical tools.

• An independent role with a real impact on risk management and regulatory compliance processes.

• Cooperation with an experienced Credit Risk and Data Science team.

• Participation in projects combining technology, data analytics, and financial regulation.

• Opportunities for professional development within an international fintech organization.

• Competitive compensation aligned with experience.