• Bachelor’s degree in Economics or related fields, Master’s degree or enrolment are appreciated
• Experience of min. 2 years in a financial institution (financial analysis or risk), accounting or financial controlling area
• Good knowledge and economic understanding of accounting standards (RAS and IFRS)
• General economic and business know-how
• Proficient in English (writing, reading, speaking)
• Strong analytical and critical thinking skills
• Self organized and able to work independently and under deadlines
Enrolment in CFA / ACCA programs are considered a plus
Why work with us?
You will be part of a talented, enthusiastic and highly professional team in a top commercial bank on the Romanian market and part of an international Group
You will have exposure to complex and exciting transactions, having to tackle challenging decisions in the lending process
You will benefit from extensive support for your continuous career development and learning through training, coaching and academic support
You will benefit of flexible working schedule and collaborative working environment in order to best achieve your professional and personal goals
• Perform the fundamental credit analysis of corporate clients, by in depth assessment of financial statements and projections, business activity and industry sector
• Offer early relation advice to sales representative on transaction structures and client financial standing
• Take part in client meetings and aid in structuring of new and complex transactions as well as interact with clients in order to clarify aspects related to the financial standing
• Assign the client rating that reflects the customer's probability of default, based on the objective analysis of quantitative and qualitative factors
• Define tailor-made financial covenants by capturing main financial risk items and monitor compliance of financial covenants
• Offer support for the portfolio monitoring department in order to properly identify early warning signals.
Echipa Raiffeisen Bank se mandreste cu un istoric de 25 de ani pe piata romaneasca. Privim spre viitor cu proiecte bancare dezvoltate intern pentru a sprijini diferite forme de investiții in economie dar si bunastarea persoanelor rezidentiale.
De asemenea, bankingul digitalizat nu poate fi atins fara consolidarea echipelor de lucru interne dar si prin creearea unui mediu in care dezvoltarea competentelor si a caracterelor sa fie o constanta.
Colaborarea, Responsabilitatea, Învățarea și Proctivitatea sunt valorile noastre, pe care ne bazăm pentru a construi un ecosistem financiar de referință în toate țările unde activăm.
In Romania, suntem o echipă de peste 5000 de profesioniști responsabili. Gândim pe termen lung și promovăm parteneriatul, integritatea, respectul și diversitatea.