ZAPLO IFN S.A. is subsidiary of 4finance - an international company whose goal is to provide its customers with fast and convenient access to short-term loans, as well as to establish a business that is focused on clients' satisfaction. Short-term loan is a new generation financial tool that offers solution to temporary money problems. It ensures easy access to small and medium sums that can be borrowed for maximum period of 30 days.

Company has successfully performed in financial markets of Northern Europe and currently offers loans already in 12 countries: Latvia, Lithuania (SMSCREDIT brand), Sweden, Finland, Denmark, Poland, Russia, Georgia, Spain, Estonia, Bulgaria (VIVUS brand) and Czech Republic (ZAPLO brand). Ambition and goal of 4finance is to become a leader in all of the markets it operates.