CREDIT CONTROL OFFICER - HEAD OFFICE

Qualifications
University degree – Legal or Economic area
English language-fluent
Relevant experience in a similar position.
Competence in understanding and identifying credit risk conditions within the local market
Excellent knowledge of the Bank's credit policy and of lending procedures.
Excellent knowledge of the legal procedures concerning commercial litigations, bankruptcy or guarantees execution

Requirements:
observe the compliance of the credit proposals and credit related decisions with the specifications of the present Credit Manual
grants an opinion concerning the credit proposals prior to their submission to the approving authorities;
daily monitor the follow-up and administration of the loans, timely detecting any deviation from the established procedures
Follows up on problem loans in close cooperation with Legal Division and/or outside legal consultants;
Assesses and appraises from a credit risk point of view the Market Surveys produced by the sales Units and gives the basic guidelines towards the segmentation of the market risk wise;
Prepares standard contacts and all the required documentation/paperwork concerning credit implementation in co-operation with the Legal Division and send it to the Branches
Receives back an original of the documents and checks for their proper implementation and validation,
Gives the final credit granting approval to the branch.

Emporiki Bank is the Romanian subsidiary of the Greek bank with the same name, a bank established in 1907 with shares traded on the Athens Stock Exchange since 1909. Nowadays, the bank is one of the largest commercial banks in Greece in terms of assets, branch network (over 400 units) and overall presence, having also a broad network of subsidiaries in Germany, Great Britain, Cyprus, Romania, Bulgaria, Georgia, Armenia and Albania.

In Romania, Emporiki Bank had the official opening of its operations in September 1999, under the name Commercial Bank of Greece, having presently 14 branches.
Following its mother-company decision to promote all over the world the Greek name of the bank, starting with the beginning of year 2004, the bank has changed its name into Emporiki Bank (Emporiki meaning, in Greek language, Commercial). The bank’s continues its development on the Romanian market under its new name, having the same shareholders and management. The re-branding was made to all the Greek bank’s subsidiaries and marks the beginning of a new corporate culture and a new strategy of the bank in its relationship with the customers.

The strategy of Emporiki Bank – Romania is the expansion of the network, which will justify the expansion of the Leasing and Insurance companies of the Group in Romania